Create a transfer-out request

Transfer funds from an internal account to an external account for a specific customer.

POST /transfer-out

Create a transfer-out request

cURL

curl --request POST \
  --url https://api.lightspark.com/grid/2025-10-13/transfer-out \
  --header 'Authorization: Basic <encoded-value>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "source": {
    "accountId": "InternalAccount:a12dcbd6-dced-4ec4-b756-3c3a9ea3d123"
  },
  "destination": {
    "accountId": "ExternalAccount:e85dcbd6-dced-4ec4-b756-3c3a9ea3d965"
  },
  "amount": 12550
}
'

201

{
  "id": "Transaction:019542f5-b3e7-1d02-0000-000000000004",
  "status": "CREATED",
  "type": "INCOMING",
  "destination": {
    "destinationType": "ACCOUNT",
    "accountId": "ExternalAccount:a12dcbd6-dced-4ec4-b756-3c3a9ea3d123",
    "currency": "EUR"
  },
  "customerId": "Customer:019542f5-b3e7-1d02-0000-000000000001",
  "platformCustomerId": "18d3e5f7b4a9c2",
  "receivedAmount": {
    "amount": 12550,
    "currency": {
      "code": "USD",
      "name": "United States Dollar",
      "symbol": "$",
      "decimals": 2
    }
  },
  "settledAt": "2025-08-15T14:30:00Z",
  "createdAt": "2025-08-15T14:25:18Z",
  "updatedAt": "2025-08-15T14:30:00Z",
  "description": "Payment for invoice #1234",
  "counterpartyInformation": {
    "FULL_NAME": "John Sender",
    "BIRTH_DATE": "1985-06-15",
    "NATIONALITY": "DE"
  },
  "source": {
    "sourceType": "ACCOUNT",
    "accountId": "InternalAccount:e85dcbd6-dced-4ec4-b756-3c3a9ea3d965",
    "currency": "USD"
  },
  "reconciliationInstructions": {
    "reference": "UMA-Q12345-REF"
  },
  "rateDetails": {
    "gridApiMultiplier": 0.925,
    "gridApiFixedFee": 10,
    "gridApiVariableFeeRate": 0.003,
    "gridApiVariableFeeAmount": 30
  },
  "failureReason": "LNURLP_FAILED"
}

Authorizations

Authorization · string · header · required

API token authentication using format <api token id>:<api client secret>

Headers

Idempotency-Key · string

A unique identifier for the request. If the same key is sent multiple times, the server will return the same response as the first request.

Example:

"550e8400-e29b-41d4-a716-446655440000"

Body

application/json

source · object · required

Source internal account details

Show child attributes

destination · object · required

Destination external account details

Show child attributes

amount · integer<int64>

Amount in the smallest unit of the currency (e.g., cents for USD/EUR, satoshis for BTC)

Example:

12550

Response

201

application/json

Transfer-out request created successfully

Incoming Transaction

Incoming Transaction

Outgoing Transaction

id · string · required

Unique identifier for the transaction

Example:

"Transaction:019542f5-b3e7-1d02-0000-000000000004"

status · enum<string> · required

Status of a payment transaction.

Status	Description
CREATED	Initial lookup has been created
PENDING	Quote has been created
PROCESSING	Funding has been received and payment initiated
SENT	Cross border settlement has been initiated
COMPLETED	Cross border payment has been received, converted and payment has been sent to the offramp network
REJECTED	Receiving institution or wallet rejected payment, payment has been refunded
FAILED	An error occurred during payment
REFUNDED	Payment was unable to complete and refunded
EXPIRED	Quote has expired

Available options: CREATED, PENDING, PROCESSING, SENT, COMPLETED, REJECTED, FAILED, REFUNDED, EXPIRED

type · enum<string> · required

Type of transaction (incoming payment or outgoing payment)

Available options: INCOMING

destination · Account Destination · object · required

Destination account details

Account Destination

Account Destination

Account Destination

UMA Address Destination

External Account Details Destination

Show child attributes

customerId · string · required

System ID of the customer (sender for outgoing, recipient for incoming)

Example:

"Customer:019542f5-b3e7-1d02-0000-000000000001"

platformCustomerId · string · required

Platform-specific ID of the customer (sender for outgoing, recipient for incoming)

Example:

"18d3e5f7b4a9c2"

receivedAmount · object · required

Amount received in the recipient's currency

Show child attributes

settledAt · string<date-time>

When the payment was or will be settled

Example:

"2025-08-15T14:30:00Z"

createdAt · string<date-time>

When the transaction was created

Example:

"2025-08-15T14:25:18Z"

updatedAt · string<date-time>

When the transaction was last updated

Example:

"2025-08-15T14:30:00Z"

description · string

Optional memo or description for the payment

Example:

"Payment for invoice #1234"

counterpartyInformation · object

Additional information about the counterparty, if available and relevant to the transaction and platform. Only applicable for transactions to/from UMA addresses.

Example:

{
  "FULL_NAME": "John Sender",
  "BIRTH_DATE": "1985-06-15",
  "NATIONALITY": "DE"
}

source · Account Source · object

Source account details

Account Source

Account Source

Account Source

UMA Address Source

Real-time Funding Source

Show child attributes

reconciliationInstructions · object

Included for all transactions except those with "CREATED" status

Show child attributes

rateDetails · object

Details about the rate and fees for the transaction.

Show child attributes

failureReason · enum<string>

If the transaction failed, this field provides the reason for failure.

Available options: LNURLP_FAILED, PAY_REQUEST_FAILED, PAYMENT_APPROVAL_WEBHOOK_ERROR, PAYMENT_APPROVAL_TIMED_OUT, OFFRAMP_FAILED, MISSING_MANDATORY_PAYEE_DATA, QUOTE_EXPIRED, QUOTE_EXECUTION_FAILED